Debtfree

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Debt Review Posters – Order Now

Debt Review Posters For Your Office If you are a Debt Counsellor you may want to decorate your office with material that is both informative and helps create the right ambience for your clientele. Something somewhat more classy than the classic Keep … read more

Debtfree Magazine June 2017 Cover

Read Debtfree Magazine – June 2017

Read Debtfree Magazine The Latest issue of Debtfree Magazine is available to read right here. This issue we talk about celebrating victories. Both the victories at the Annual Debt Review Awards and the victories of consumers under debt review. Read … read more

Debtfree Magazine June 2017 Cover

Editor’s Note (June 2017)

Careful What You Wish For Be careful what you wish for…they say the sentiment of being ‘careful what you wish for because you may just get it’ is attributed to Aesop from around 550CE. Regardless of where the saying comes … read more

Debtfree Magazine June 2017 Cover

Debtfree Magazine – Our June Cover

Debtfree Magazine – June 2017 – The Cover This month we review all the action from the Annual Debt Review Awards and consider whether debt review is something consumers should celebrate or not? Is dealing with your debt a victory? … read more

Debtfree May 2017 Cover

Read Debtfree Magazine Now

Read Debtfree Magazine Now The latest Debtfree magazine asks the question: are you subtly undermining and sabotaging your own debt review through the choices you make. We also have news, reviews and tips on how to deal with collections agents … read more

Debtfree May 2017 Cover

Debtfree – Our Editor’s Note

Editor’s Note May 2017 Running out of water has been on the mind of those living in Cape Town for a few weeks now. Dam levels are dropping and as the rest of the country watches the city of many … read more

Debtfree May 2017 Cover

Debtfree Magazine – The May Cover

Debtfree May 2017 – The Cover We like to give our readers a look at the new cover when the magazine is almost available to read. Well, with the magazine out any second now we wanted to share the new … read more

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In a Nutshell: Blame it on the Blues

Blame it on the Blues  Blame it on the ‘blues’, blame it on stress, blame it on poor health, blame it on debt.  Yes it’s true, high levels of debt are often the cause for people’s poor health. People who … read more

Debtfree Magazine Cover April 2017

Read The Latest Debtfree Magazine

Read The Latest Debtfree Magazine Online Now The latest Debtfree Magazine asks if it is possible to DIY your own Debt Review. Many consumers wonder if they really need to make use of a Debt Counsellor under various circumstances. We … read more

News

court scales legal

Debt Counsellor Vindicated After 3 Year Battle

Tribunal Dismisses Application By Regulator To De-Register Debt Counsellor During the time period leading up to the collapse of African Bank, Debt Counsellor Deborah Solomon was very vocal about the risk of an unsecured credit “bubble”. This was met with … read more

NCR logo

NCR Commit To Issuing Certificates On Time

NCR To Issue Certificates on Time When the National Credit Regulator (NCR) decided to start issuing new certificates to Debt Counsellors each year, many Debt Counsellors grew concerned about whether the NCR had the capacity to provide these certificates in … read more

pawn car

Pawn Your Car & Drive It Schemes Under Pressure From NCR

Pawn Your Car Schemes In The NCR’s Crosshairs Google pawn your car and you will quickly find many adverts for several service providers who are seemingly breaking the law. This appears to be the case, following a legal battle in … read more

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Will ABSA Seriously Try Charge this Consumer R1.4 Million For His R50 000 Loan?

ABSA No Longer Plan To Charge R1.4 Mil For a R50 000 Debt When Mr Van Zyl (a 58 year old Electrician) entered debt review in 2010,  one of his debts was to ABSA. Mr Van Zyl had borrowed R50 000 … read more

New regs

New Maximum Credit Life Rates Come into Effect in August 2017

New Maximum Credit Life Rates Come into Effect in August 2017 Here is a quick look at the new maximum rates allowable. Be sure to check out the article in the coming issue of Debtfree Magazine (July 2017 issue). These … read more

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Why Month 3 is the Worst Time To Try Leave Debt Review

Month 3 Is The Worst Time To Leave Debt Review Some consumers who enter debt review change their minds and decide to leave the process. It is a kind of buyers remorse. We all have it from time to time. … read more

meeting

Trapped in Time Share?

Want To Complain About Time Share? The National Consumer Commission (NCC) are holding public hearings into the time share industry this week in Cape Town (Today till Thursday). Countless consumers complain that they are trapped into contracts with timeshare companies … read more

deadline

Renew Your Registration With The NCR

DCs Need To Renew Their NCR Registration Debt Counsellors were shocked last year when they found out that the would have to pay a considerable amount more for their annual renewal of registration with the National Credit Regulator (NCR) to offer … read more

Living on Less

Starcraft 4

Free Computer Game

StarCraft Now Free If you have internet access then you can enjoy a modern classic for free*. Starcraft is a popular game involving space monsters and marines battling it out on small maps fighting for resources and …other stuff space … read more

playstation control buttons large

Did You Know You Can Get Free Playstation Games?

Free Games We love it when you can get something for nothing. And we all know that Playstation games are so very expensive. Well maybe there was a time you could afford the latest titles but if you are living … read more

Couple happy Budget

Do You Have A Money Plan?

Money Plan – What’s That? Here is an infographic from one of SA’s big banks suggesting how a consumer’s monthly spend should look. They call it a ‘money plan‘ many people would call it a quick budget (but that’s not the … read more

john-oliver-retirment

Retirement Plans (John Oliver)

John Oliver Talks Retirement Plans This video takes a look at all the promises that retirement plans make. It takes a poke at the middle men and discusses the American set up of such policies. It also has some funny visuals … read more

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Are Garnishee Orders Dead? (Video)

Are Garnishee Orders Dead? Our Editor Zak King interviews Seb Alexanderson of National Debt Advisors about garnishee orders (EAOs). What are they? Can they be avoided? Can they be included in a debt review? Can debt review help consumers with garnishee … read more

john-oliver

The Funny But Sad State of the American Debt Industry

America’s Debt Buying Industry Is No Joke This episode of John Oliver’s Last Week Tonight looks at debt buying in the USA. The show is around 20 min and reveals the low levels of protection and regulation in this industry … read more

yacht girls

Needs Vs Wants

Need Vs Wants- Learning the Difference Can Save You A World Of Pain It is said that many people buy things they don’t need, to impress people they don’t like, with money they don’t have. Keeping up with thee Jones’s … read more

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Understanding Your Credit Report

Understanding Your Credit Report It is one thing to obtain a credit report but another to understand what it is you are seeing. Below you will find a helpful infographic which shows you the main aspects of all credit bureau … read more

Shopping bags

SHOP, SHOP, SHOP

Why We Shop Just as sports people get a high from running and exercise our brains also reward us with happy chemicals when we shop. We buy stuff and we feel happy. This can lead to buying things for that … read more