Debtfree

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Read Debtfree Magazine Now

Debtfree Magzine November 2016 This issue we look at the secret ingredient which will make or break a consumer’s debt review. We have a series of articles looking at how this secret ingredient will help in various situations, from when … read more

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Debtfree Magazine November 2016 – The Cover

Debtfree Magazine November 2016 Is Coming Soon We like to give our readers a look at our cover for the upcoming issue of Debtfree. This issue we look at the secret ingredients that make a debt review work. The magazine … read more

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Debtfree DIGI – Editor’s Note

Editor’s Note To pay…or not to pay? That is the question that we have a detailed look at this issue. Many consumers face this choice at the end of the year when the holidays roll around. We consider the dangers … read more

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Read Debtfree Magazine October 2016

Read the October 2016 Issue This month we look at the challenges that come with paying the right amount on time every month while under debt review. What happens if circumstances change? What happens if one can’t pay? We also … read more

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Debtfree Magazine October 2016 – The Cover

Do you Like the Cover? Don’t you love living on credit? No? What! You strange person, you! ‘Plastic has become a way of life for most of us and our cover points to this’ Plastic has become a way of … read more

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Don’t Bad Mouth Your Debt Counsellor

Debt Counsellor Wins Out in Defamation Case It is seldom when a consumer speaks poorly of their Debt Counsellor, since this is the one person who is trying to help them deal with their debt… but it can and does … read more

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Editor’s Note September 2016

As the last few months of the year pass then we naturally begin to think about end of year holidays and getting to forget all our stresses and rather just have a little fun.  Take a look at this months … read more

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Read Debtfree DIGI September 2016

Debtfree DIGI Magazine is out The September issue of Debtfree Magazine is available. This month we discuss why stress is so bad and what you can do about debt stress (and other forms of stress to..like stress over your client’s … read more

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Debtfree DIGI September 2016 – The Cover

Debtfree DIGI September 2016 is Coming We like to give our readers a glimpse of the cover a few days before we release the magazine for reading. As usual our covers like to look at the positive and fun wherever … read more

News

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NCR To Be Investigated

Public Protector To Investigate NCR Over Inefficiency Recently Parliament has ben unsatisfied with the statistics they are receiving about consumers who are over-indebted. There was great hope that the creation of the National Credit Act (NCR) back in 2007 would … read more

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Courts Demand Original Documents

FNB Fail To Produce Originals When FNB asked the South Gauteng High Court to assist it in recovering R74 000 from Adrian Hart (of KZN) for a vehicle, they met with disappointment. This was because they failed to produce the … read more

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DCASA NEC Propose DCRS (Plus)

DCASA Suggest BASA Extend DCRS Rules During a discussion before the Parliamentary Portfolio Committee on Trade and Industry, the Debt Counsellors Association of South Africa (DCASA) suggested that the bank’s preferred way of doing debt review be extended to accommodate … read more

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Court Set Aside Fee Cap Regulations

High Court Sets Aside Short Term Credit Fee Cap In a surprising move and blow to the Department of Trade and Industry (DTI) and National Credit Regulator (NCR) the Pretoria High Court has set aside recent Interest Fee Changes which … read more

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ABSA Closed 2 Dec 2016 (afternoon)

ABSA Debt Review Centre End Of Year Function After a long year of hard work and a rising standard of service, the folks at the ABSA Debt Review Centre deserve a little break. They will be having their end of … read more

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NCT Motion Court In CT (Dec)

NCT Announce December Motion Court Dates The National Consumer Tribunal (NCT) will be heading to Cape Town again during December to hear debt restructuring applications. Cape Town has the 2nd largest concentration of Debt Counsellors in SA. It also seems … read more

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Nedbank Have A Candid Conversation With DCs

Nedbank Meet With DCs Nedbank regularly hosts engagement sessions with Debt Counsellors around SA in an effort to put faces to names and build good working relationships. This month Nedbank are in Cape Town (at their waterfront offices) meeting with … read more

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We Are First & Foremost Just People

Debt Counsellor Going Through A Tough Time Gets A Surprise Debt Counsellors are by nature people-centric. They deal with individual cases and hear the stories behind every application. The deal not just with the facts and figures but also the emotions … read more

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DCASA Annual General Meeting

DCASA AGM The Debt Counsellors Association of South Africa (DCASA) is the largest and oldest Debt Counsellor association in South Africa. The organisation has had strong leadership throughout the years and has been involved in most of the important changes … read more

Living on Less

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Needs Vs Wants

Need Vs Wants- Learning the Difference Can Save You A World Of Pain It is said that many people buy things they don’t need, to impress people they don’t like, with money they don’t have. Keeping up with thee Jones’s … read more

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Understanding Your Credit Report

Understanding Your Credit Report It is one thing to obtain a credit report but another to understand what it is you are seeing. Below you will find a helpful infographic which shows you the main aspects of all credit bureau … read more

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Getting Your Credit Report

How to Get Your Credit Report You have a right to know what information is being stored about you and your credit usage. Here is a helpful infographic all about how to gain access to that information.  Download the Infographic … read more

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SHOP, SHOP, SHOP

Why We Shop Just as sports people get a high from running and exercise our brains also reward us with happy chemicals when we shop. We buy stuff and we feel happy. This can lead to buying things for that … read more

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Pokemeon Go – What’s All The Hype?

Pokemon GO If you have not heard about Pokemon GO then it is possible you have not been outdoors for a few weeks and have no internet connection. POGO (as some people refer to it) is what is called an … read more

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Free Computer Games from Ubisoft

Ubisoft Give Away Older Games For Free This year computer gaming company Ubisoft turn 30. To celebrate staying in business and making so much money they are giving away downloads of their older games for free. In total 7 games, … read more

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Can They Take Your Car?

They Want To Take Your Car – Do You Have To Let Them? For many years now, creditors have found some quite ingenious and subtle methods to obtain payment from a defaulting consumer.   These methods have included having an agent … read more

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PDAs Increase The Success of Debt Review

IN A NUTSHELL PDAs Increase The Success of Debt Review It is tempting to do things just because you can. However, unless you are well equipped to deal with the risks of going it alone in the debt review industry, … read more

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Making Your Debt Review Work – The Final Step to a Successful Debt Review

Making Your Debt Review Work If you have already taken the preceding 4 steps to make a success of your debt review then you will avoid a lot of hardship and problems. You will know who to trust and who … read more