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Your Website is Awful!

Get More Clients…or Don’t! They say your website is a salesman that works 24/7 and never gets paid a cent. Sounds great. But does a website assure you of clients? If you have a website but don’’t get any business … read more


Industry Jargon Explained

What do all those fancy words and terms mean? We look at some common phrases or words used when under debt review.     “Court Application” Your Debt Counsellor will turn their proposal about how they think you should repay … read more

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Debtfree DIGI August- Editor’s Note

Do you remember the Hula Hoop or YoYo crazes of your youth? Well, the world has once again been taken a storm by yet another craze, namely Pokemon GO. It is a game played on mobile phones which has hundreds … read more

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Debtfree DIGI August 2016 – The Cover

Debtfree Cover – Aug 2016 We love to share our new covers with our readers. Often they feature places and scenes that help you think what it will be like to be debt free one day. This month we decided … read more

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Debtfree Magazine – July 2016

Debtfree Magazine – The July Edition The July issue of Debtfree Magazine is available to read. This month we walk the red Carpet at the annual Debt Review Awards as well as catch up on all the recent news within … read more

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Debtfree DIGI July 2016 – The Cover

Debtfree DIGI July 2016 The cover of our soon to be released issue of Debtfree Magazine. This month we track all the latest industry news and have an in depth look at the 2016 annual Debt Review Awards. Be sure … read more

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Debtfree DIGI Magazine June 2016

Debtfree DIGI June 2016 The June 2016 issue of Debtfree Magazine is now out. Subscribers and Facebook and Twitter followers get a first read, as always. This month we look at one of the most daring cases of mass fraudulent … read more



Whistle-Blower Outs Venda Building Society Mutual Bank

VBS Mutual Bank In the SpotLight The bank which recently agreed to loan President Zuma R7.8 Million to pay for upgrades to his home has been hit by a Whistle-Blower scandal which accuses the bank (VBS) of lending millions to a … read more


NCT say Lewis Broke The Law

Lewis Stores guilty of Ignoring the National Credit Act                                The National Credit Regulator (NCR) is in charge of making sure that everyone in the credit industry … read more

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Constitutional Court Ruling on ‘Garnishee Orders’

Con Court Upholds Spirit of W Cape Ruling On ‘Garnishee’ Orders When a group of poor farm workers were hit with a series of “garnishee” orders that left them penniless at the end of each month they decided to get … read more

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NCR Concern Over Employed Debt Counsellors

NCR Express Concern Over Debt Counsellors Employed By Firms The National Credit Regulator (who register and monitor the activities of Credit Providers and Debt Counsellors) have recently released a circular to the industry about debt Counsellors who work for large … read more

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NCT Announce Additional Motion Court Dates

When Court Comes To Town The National Consumer Tribunal (NCT) have the authority to hear certain matters regarding debt review. Debt Counsellors are able to take these types of cases to the tribunal rather than a local Magistrates Court for … read more

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Banking Investigation By Judiciary Called Off

Judiciary Will Not Investigate the Banks Press releases fly as a Government Minister find the Presidency are not going to support his call for a banking investigation. A while back media attention was focused heavily on a supposed relationship between … read more


Nedbank COBs Reflect Prescription

Nedbank Adjust CoBs If a debt is old and has not been collected on for several years it can actually disappear or prescribe. This means that since the creditor was not prepared to try collect the money the law says … read more

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Repaying Debt – For How Long?

How Long To Get Out Of Debt Do you have debt? Most people do in one form or another. It may be that money you borrowed from a family member of a student loan. it might be an over draft … read more

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Who Must Register As A Credit Provider?

Who Must Register? Many people have heard that there have been some changes to the National Credit Act and regulations. One big change has to do with the definition of a Credit Provider. In the past you had to lend … read more

Living on Less

yacht girls

Needs Vs Wants

Need Vs Wants- Learning the Difference Can Save You A World Of Pain It is said that many people buy things they don’t need, to impress people they don’t like, with money they don’t have. Keeping up with thee Jones’s … read more

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Understanding Your Credit Report

Understanding Your Credit Report It is one thing to obtain a credit report but another to understand what it is you are seeing. Below you will find a helpful infographic which shows you the main aspects of all credit bureau … read more

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Getting Your Credit Report

How to Get Your Credit Report You have a right to know what information is being stored about you and your credit usage. Here is a helpful infographic all about how to gain access to that information.  Download the Infographic … read more

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Why We Shop Just as sports people get a high from running and exercise our brains also reward us with happy chemicals when we shop. We buy stuff and we feel happy. This can lead to buying things for that … read more

Pokemon GO

Pokemeon Go – What’s All The Hype?

Pokemon GO If you have not heard about Pokemon GO then it is possible you have not been outdoors for a few weeks and have no internet connection. POGO (as some people refer to it) is what is called an … read more

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Free Computer Games from Ubisoft

Ubisoft Give Away Older Games For Free This year computer gaming company Ubisoft turn 30. To celebrate staying in business and making so much money they are giving away downloads of their older games for free. In total 7 games, … read more

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Can They Take Your Car?

They Want To Take Your Car – Do You Have To Let Them? For many years now, creditors have found some quite ingenious and subtle methods to obtain payment from a defaulting consumer.   These methods have included having an agent … read more

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PDAs Increase The Success of Debt Review

IN A NUTSHELL PDAs Increase The Success of Debt Review It is tempting to do things just because you can. However, unless you are well equipped to deal with the risks of going it alone in the debt review industry, … read more

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Making Your Debt Review Work – The Final Step to a Successful Debt Review

Making Your Debt Review Work If you have already taken the preceding 4 steps to make a success of your debt review then you will avoid a lot of hardship and problems. You will know who to trust and who … read more