Understanding Your Credit Report
It is one thing to obtain a credit report but another to understand what it is you are seeing. Below you will find a helpful infographic which shows you the main aspects of all credit bureau reports no matter which of the bureaus you get a report from. If you see something on the report that looks incorrect or maybe you see credit you don’t remember applying for then you should contact the credit bureau and ask them to help you make the changes or investigate. You can also go direct to the credit provider shown (where it says you have credit but you don’t recall ever taking credit) and talk to them as this may be an indication of ID fraud.