Debt Counselling & Debt Review Questions Answered

If you are considering entering debt review or getting debt counselling then you will have lots of questions (you should). We have gathered some common questions into a few categories for you to help you find out how debt counselling (also called debt review) works and if it is right for you.

Debt Counselling

What Does Debt Counselling Mean?

Is it the same as a debt review? Who does the counselling?

Is Debt Counselling Free?

Information on the costs involved in debt counselling.

How Does Debt Counselling Work?

A step by step guide of the process.

Debt Counselling: How Long Does It Take?

How long does a debt review take?

How Can I Find A Good Debt Counsellor?

Things to look out for when choosing who will help you.

Will I Get a Statement Each Month To Track My Progress?

How a monthly statement helps you stay on track.

What is a Form 16?

Information about the official debt counselling application form

What is a Form 17.1?

Why you need to have a copy of this form

What is a Form 17.2?

The form that proves you have been accepted for debt counselling

What Does It Mean To Be Over-indebted?

When you just have too much debt to cope with.

What is an NCR Registration Certificate and why is it Important?

When looking for help from a Debt Counsellor be sure to ask to see this.

What do you need to do during Debt Counselling?

Some key points to keep in mind before and during your debt review

Is Debt Counselling Hard?

What parts of the process are easy and what parts are hard?

What is a PDA?

An explanation about Payment Distribution Agents and how they can help you.

What Happens After Debt Counselling?

How the process finishes and what next?

What is a Debt Counsellor’s NCR Registration Number

What are NCR registration numbers and does the person you are talking to have one?

Who Are the NCR?

What do they do and how can they help you?

Who Are the NCT?

What can the National Consumer Tribunal do for you?

Should I Reverse My Debt Counselling Debit Order?

What happens if I do?

Debt Review

Is Debt Review Free?

Information on the costs involved in Debt Review.

How Does Debt Review Work?

A step by step guide of the debt review process.

Debt Review Duration: How Long Does It Take?

How long does a debt review take?

How Can I Find A Good Debt Counsellor?

Things to look out for when choosing who will help you.

I Didn’t Get My Monthly Debt Review Statment – What Should I Do?

What to do if you stop getting your monthly debt review statement

What is a Form 16?

Information about the official debt review application form

What is a Form 17.1?

Why you need to have a copy of this debt review form

What is a Form 17.2?

The form that proves you have been accepted for debt review

What Does It Mean To Be Over-indebted?

When you just have too much debt to cope with.

What is a NCR Registration Certificate and why is it Important?

When looking for debt review help be sure to ask to see this.

What do you need to do during your Debt Review?

Some key points to keep in mind before and during debt counselling

Is Debt Review Easy?

What parts are easy and what parts are hard?

What is a PDA?

An explanation about Payment Distribution Agents and how they can help you.

What Happens After Debt Review?

How the process finishes and what next?

Should I Reverse My Debt Review Debit Order?

What happens if I do?

Have More Questions?

Have any more questions?

Drop us an email: questions@debtfredigi.co.za