Reading Time: 2 minutes December buys gifts that January must pay for. December buys trolley loads of food and alcohol that January must foot the bill for. read more

Reading Time: < 1 minute Read The Latest Magazine For Free Now 2020 is mercifully coming to a close. This issue we look back at some of the main stand out events of the year and also interview Mr Harry Greene (who will tell you … read more

Reading Time: 3 minutes With vaccines beginning to roll out, there has been a definite upswing in peoples outlook for the future…some similarity between pandemic fatigue and debt fatigue. read more

Reading Time: < 1 minute This month’s Debtfree Magazine cover is our nod to Time magazine and a farewell to the rather tough year that has been 2020. read more

Reading Time: < 1 minute This month we delve into why everyone seems crazy about Black Friday when we have all been in lockdown and not earning like we usually do. We also have tips, advice, a look at the effect of Covid-19 on Debt Counselling (as an industry), news and more read more

Reading Time: 3 minutes It seems everyone is desperate to squeeze money from the very dry stone that is my wallet this year. Oh wait, that’s because they are. We delve into the growing hysteria surrounding and the origins of Black Friday. read more

Reading Time: < 1 minute Our cover this month takes a bit of a poke at all the hype surrounding Black Friday this year. Retailers are desperate and you have probably been promised amazing sales prices read more

Reading Time: < 1 minute ways to live on less when your income gets suddenly reduced or your expenses suddenly increase…Read It Now read more

Reading Time: 3 minutes Does it feel to you like we are all just trying to make it to the end of the year as if it is some sort of invisible finish line that if we can just cross everything will somehow be better? read more

Reading Time: < 1 minute An expected increase (based on the price data released by the Central Energy Fund) of around an additional 43 Cents per litre (Petrol & Diesel) is coming.  read more

Reading Time: 2 minutes …Then things changed dramatically as “Junk” status kicked in and the national Lockdown due to Covid-19 hit. The Rand was hit hard… read more

Reading Time: 2 minutes How To Boost Income & Protect Consumers & Credit Providers: How can specialised insurance benefit the consumer, credit provider, Insurer and Debt Counsellor? read more

Reading Time: 5 minutes there is a note about a debt review on their credit report. These consumers get disappointed and confused thinking that this “flag” as it is sometimes called is all that prevents them from digging themselves deeper into debt. read more

Reading Time: 2 minutes In November 2020 alone the bank reported opening over 15 000 new accounts and importantly took in R700 million in new deposits. read more

Reading Time: 2 minutes Better Than Expected Stats Help Rand Break R15/$ After some time hovering around the R15/Dollar mark the Rand has broken through this (psychological) barrier on the back of the release of GDP info. It is no surprise that the SA … read more

Reading Time: 2 minutes When preparing documents for court accuracy is key. A small mistake can invalidate an entire application. In particular, is it important to reference the correct credit provider in court documents read more

Reading Time: 3 minutes One of the large credit bureaus (TransUnion) have done some research into how consumers are coping and focused on asking people how they are trying to repay their debts. read more

Reading Time: < 1 minute Jobs Available In Cape Town If you work in the debt counselling industry you might be looking for new opportunities. Below you will find some posts available for those in Cape Town. read more

Reading Time: 5 minutes How much will your home be sold for and what happens if that amount is not enough to settle your outstanding debt? read more

Reading Time: 6 minutes Are your credit providers actually getting the money via the debt counselling process? A regular monthly statement from your Payment Distribution Agent can help keep you informed. read more

Reading Time: 3 minutes All parents know that sickening dread as Januworry rolls around and the back to school shopping has to happen. read more

Reading Time: 2 minutes When living on less most people will tell you that you should make a budget and that it is vital to cut back on spending. read more

Reading Time: 4 minutes Debt Counselling is help and advice given to consumers by trained Debt Counsellors about dealing with their debt. Primarily, this is through a comprehensive debt review process. read more

Reading Time: 2 minutes With the end of the year fast approaching it is wise to start thinking about the typically financially tough months of December and January…. read more

Reading Time: 6 minutes If you are having trouble paying your credit providers the full monthly amount they are demanding, then you are probably wondering if debt review might be a suitable option for you. read more

Reading Time: 2 minutes If you have been wanting to visit some of the parks but have held off because the cost while you are living on less, now is your chance to get free access read more

Reading Time: 5 minutes Debt Counsellors charge a professional fee at the very start of the debt counselling (or debt review) process and then a monthly retainer fee (called an aftercare fee). These fees form part of the monthly debt review payment and are not paid upfront before the process starts. read more