Debtfree

Carte Blanche Expose’ on Loan Scams & the NCC

Carte Blanche Show About Loan Scams & the NCC Recently a wave of loan scams has been prevalent online and Carte Blanche ask some hard questions about consumer protection. Is the National Consumer Commission doing enough? Watch Now (10 Min) read more

Our Editor’s Note

Debtfree Magazine – Our Editor’s Note   It is nice to have nice things. I recently upgraded my mobile contract again and look forward to extra memory, extra screen, bigger this and faster that. It is a pity that manufacturers … read more

Read Debtfree Magazine Now

Read Debtfree Magazine For Free Right Now The latest issue is out and you can read it online right here for free, mahala, gratis and all that. This issue talks about the dangers of social media, envy and social pressure … read more

Debtfree Magazine April Cover

Debtfree Magazine – April 2019 Cover This month’s cover hints at the main topic of keeping up with the Joneses which we will be looking at in a lot of detail. Look at that snobby lady living it up and … read more

Debtfree Special Edition (Cover)

Order Your Debtfree Special Print Edition Magazines Once in a while, Debtfree and sponsors produce a Special Print Edition of the magazine. Debt Counsellors are able to order copies of the magazine to use in their offices with clients. A … read more

Our Editor’s Note

Editors Note It is around March when you realize that time flies. Once again the year has slipped from the fresh excitement (and financial strain) of January, through the disappearing month of February into hardcore 2019. You just blink, and … read more

Read Debtfree Magazine Now

Read Debtfree Magazine Now You can read the new issue of Debtfree Magazine right now for free. This issue we talk about saying no to family and friends and what we can learn from loadshedding. We also look at news … read more

Debtfree Magazine March Cover

Debtfree Magazine March 2019 Cover This month one of our main articles is all about how you need to be strong and say no to your family and friends. This is tough but so are you! The cover captures the … read more

How Involved Do You Need To Be In Your Debt Review?

Just How Involved Do You Really Need To Be In Your Debt Review? Dealing with debt is stressful. So getting professional help with your debt from a Debt Counsellor can be a great idea. You can get to sit back … read more

News

NCR Quarterly Report Due Today

NCR Quarterly Report Due Today Just a final reminder to all Debt Counsellors that their Quarterly Statistical Report to the National Credit Regulator is due today. 15th May 2019 Completing and submitting these reports is mandatory under a Debt Counsellors … read more

NCR 1st Quarter Credit Provider Raids

Credit Providers Face Charges in NCR Raids The National Credit Regulator (NCR) along with the South African Police Services conducted a series of raids on credit providers in the first 3 months of 2019. During that time 5 arrests were … read more

Standard Bank Warn of Phishing Danger

Standard Bank Warn Debt Counsellors Standard Bank, like all the other banks, is often a target of internet hackers and tricksters. Often banking brands are used by crooks to try to get peoples private information and passwords etc. This can … read more

Sudden Uptick in Problems in Gauteng Courts?

Debt Counsellors Report Gauteng Courts Feel Obstructive Not all courts deal with debt review in exactly the same way. This is because the National Credit Act (NCA) did not have a checklist or standard application form for the courts to … read more

Statistical Return Reminder

NCR Quarterly Report Reminder Debt Counsellors should keep in mind that they need to hand in their quarterly report by Wednesday next week.   15th May 2019 read more

Latest FNB Escalation Details

FRB Debt Review Escalation List FNB Debt Review wants to help Debt Counsellors with debt review matters on behalf of their clients. They support the debt review process and have an entire team who handle just debt review matters. To … read more

VW Appeal NCT Ruling about ‘On The Road’ Fees

VW Financial Services Appeal Devastating NCT Ruling The entire motor industry is holding its breath in the wake of a ruling by the National Consumer Tribunal (NCT) that vehicle finance credit providers should not add ‘on the road‘ fees to … read more

FNB Acknowledge Response Delays

FNB Debt Review Centre Acknowledge Turn Around Delays It has recently been a common thread among Debt Counsellors at various meetings to hear complaints in regard to FNB’s turn around and response time with regard to some rather basic debt … read more

Consumer Friend Rained Out

KZN Flooding Causes Challenges at Consumer Friend Debt Counselling services company Consumer Friend operates from a large office in KZN, where heavy rains have caused flooding and transport challenges today. This is impacting on staff simply being able to safely … read more

Living on Less

Could you be Saving an Extra R6600 a year?

The Power of a Packed Lunch We all enjoy eating out. Having someone else do all the work and having no dishes afterwards is fun. Sadly, it is also expensive. Are you in the habit of buying lunch? You may … read more

3 Tips For Better Shopping

3 Tips To Help You Save You Save Bucks at the Shops Living on less can be challenging. Shopping with less is always going to be difficult especially when the prices of everything are progressively going up. So, if you … read more

Dealing With Collections Calls When Under Debt Review

Dealing with Those Pesky Collections Calls When a consumer first enters debt review they have normally been through a period of great hardship and stress. Not only could they not pay for all their debts in the correct amounts each … read more

Why You Can’t Afford to be a Bad Driver

Drive Well or Pay the Price With the coming AARTO points system probably being introduced in the near future in one form or another it is clear that if you are a SA driver you are soon going to run into … read more

Skipping Debt Counsellor Fees

Not Paying Via a PDA Does Not Mean Skipping Debt Counsellor Fees The National Credit Act introduced firms called Payment Distribution Agencies (PDA). These firms help simplify consumer’s debt review payments and assist them to make the right payment on … read more

Buy Now Ignore Later – How Our Brains Trick Us

Present Bias and How it Affects The Way We Deal With Debt Our brains tend to focus on the now and instant gratification. This is called “present bias”. This is one of the reasons why getting into debt is so easy … read more

Debt Review Suddenly Showing on Your Credit Report?

Is Your Credit Report Saying You Are Under Debt Review But You Aren’t? When a consumer applies for debt review then their Debt Counsellor lets the National Credit Regulator (NCR) know that the consumer is interested in debt review. The … read more

Communication is Key

Communicate With Your Debt Counsellor It is said that communication is the lifeblood of any relationship. This is also true of a consumer’s relationship with their Debt Counsellor. Many consumers are not used to having someone help them with their … read more

Free Night at the Museum

Free Access To Cape Town Museums On Thursday the 21st of February, Cape Town residents will have the chance to access many of the city’s premier museums for free. Not only will people be able to access many museums for … read more