Debtfree

Debtfree Magazine: Cover

Reading Time: < 1 minute The cover of our latest magazine may look like a poster for a disaster movie. This is sometimes what your life feels like when read more

Read Debtfree Magazine Now

Reading Time: < 1 minute Debt review is a great process and one of the best ways for South African consumers to pay off their debt in a reasonable way…but it is not easy. read more

Our Editor’s Note

Reading Time: 2 minutes Debtfree Magazine Issue 6 of 2022 – Editor’s Note Getting into debt is far easier than getting out of debt. Most people will never get out of debt, it will be their constant companion till the day they die. For … read more

Debtfree Magazine Cover

Reading Time: < 1 minute This month we are trying to focus attention on the possible dangers that can come up in month 3 of the debt review process. read more

Read Debtfree Magazine Now

Reading Time: < 1 minute we look at reasons why some consumers struggle to stay positive about their debt review journey. There are many things that can rob you of your joy and enthusiasm for getting out of debt. read more

Debtfree Magazine: Our Editor’s Note

Reading Time: 3 minutes If you have been to the shops to buy oil or recently filled up your petrol tank, then you know how rough it is at the moment. read more

Debtfree Magazine: Our Cover

Reading Time: < 1 minute Many people struggle to stay in debt review and find it hard to remain focused on getting out of debt. .. many things can rob you of your joy while in the process. read more

Read Debtfree Magazine Now

Reading Time: < 1 minute If it feels like all you have been getting recently is bad news well, then we have some good news for you: Debtfree Magazine is out and you can read it now (for free). read more

Debtfree Magazine: Our Editor’s Note

Reading Time: 3 minutes If you become overloaded, you cant just carry on as normal, something has to change. So you shed some of the things weighing you down, read more

News

Repo Rate Hike (75 Basis Points)

Reading Time: 2 minutes When inflation is high, and the SARB aim to curb that, they will bump up the repo rate. read more

SA Consumers’ Financial Reality Survey

Reading Time: 2 minutes The idea behind national savings month is to try to encourage consumers to save since this is a definite weak spot for most South Africans. read more

Money Stress Tracker Survey Results

Reading Time: 4 minutes Over the last few weeks DebtBusters have been speaking to 14 000 people and asking them about their debt situation and how they cope. read more

Debt Counsellor Certificates (Latest)

Reading Time: 2 minutes Debt Counsellors countrywide are paying their annual renewal fees and waiting on updated certificates from the National Credit Regulator. read more

Register For Debt Review Awards 2022

Reading Time: 2 minutes If … you would like to be eligible to officially ‘win’ a Golden Piggybank Award …the organisers ask that you formally sign up and register read more

Debt Review Awards Show

Reading Time: 2 minutes The debt review industry will find out the results of an industry wide peer review at the end of September 2022 at the Debt Review Awards Show. read more

Debt Counsellors: Pay Your Annual Fees

Reading Time: 2 minutes Each year the National Credit Regulator (NCR) sends out invoices and updated certificates to Debt Counsellors who are registered with them to practice. The annual renewal happens in July. read more

Information Regulator Sets Sights On Debt Counsellor Leads

Reading Time: 2 minutes Information Regulator warns ‘to those that offer to sell these lists and those that buy them, DO NOT ALLOW YOURSELF TO BE THE FIRST EXAMPLE OF THE REGULATOR’S BITE.’ read more

Petrol Set To Hit Record High

Reading Time: < 1 minute Fuel hits record highs…this means that fuel has gone up by 36% since the start of the year.  read more

Living on Less

Debt Counsellors Explain When and How You Can Leave Debt Review

Reading Time: 2 minutes If you are thinking about debt review one of the first things you will consider is how long you will be in the process and how you can leave the process when you no longer need it. read more

Did You Just Receive a Scary SMS?

Reading Time: 4 minutes If you are getting such messages then it is likely that you do owe someone money …they are sending them is not to “warn” you but rather to get you to pay them money.  read more

Starting Debt Review: Dates & Debit Orders

Reading Time: 4 minutes ending your dependence on credit is never going to be super easy. There is no better time to sign up for debt review than… read more

Prescribed Debt – When You No Longer Have To Pay

Reading Time: < 1 minute Some debts prescribe or lapse and no longer even need to be repaid if the creditor does not try to collect them for a certain time period (eg. 3 years) read more

Debt Review School (Legal Tip)

Reading Time: < 1 minute Debt review is not a casual agreement on the telephone between you and the bank which can quickly be broken by either party. No, it is a legal process done via the courts. read more

Consumer Cash Crunch Interview (eNCA)

Reading Time: < 1 minute Watch this short video interview with consumer expert Moeshfieka Botha as she talks about how we find it hard not to treat ourselves even when money is tight. read more

Debt Review School Header

Debt Review School – Don’t Forget About This Small Expense

Reading Time: < 1 minute While under debt review it is important to learn (and practice skills that will help you both during and after your debt review. One such skill is budgeting. read more

Debt Review Success Tip #10

Reading Time: 3 minutes If you are always on Insta looking at the people’s holidays and fancy lifestyle (or at least the one they want to show you) then you will soon start to crave what they have even if you cannot really afford it. read more

Students & Pensioners Discounts At Game

Reading Time: 2 minutes Game say they want to help as these customers are facing growing pressure from inflation etc. This way all these clients can get access to the deal even if their schedule formerly did not allow read more