Debtfree

Read Debtfree Magazine

Reading Time: < 1 minute Debtfree Magazine issue #4 of 2020 is now available to read (below). This issue we look at a massive challenge facing those who enter the debt review process and who later change their mind. read more

Editor’s Note

Reading Time: 3 minutes It takes most people a lifetime to realize that having lots of shiny things is not the path to happiness. Life is a little more complex than that. But the chance to reach out and perhaps grasp happiness in any form is so enticing. read more

Debtfree Magazine Cover (#4 of 2021)

Reading Time: < 1 minute This month we are having a look at leaving the debt review process early. Should you do it? how can you do it? What do you need to watch out for? read more

Read Now

Reading Time: < 1 minute Feeling stressed out? Well, why not take a break and enjoy the latest issue of Debtfree Magazine (for free, of course) right now. read more

Our Editor’s Note

Reading Time: 3 minutes A year ago, if you saw people wearing masks, you ran away from them thinking they were crooks. Now, we run away from people not wearing masks, in case they make us sick, read more

Debtfree Magazine Cover

Reading Time: < 1 minute Sometimes life just gives you lemons and that can be really difficult to deal with. We have a look at some coping strategies that you may find helpful… read more

Mediation Training Competition Winner

Reading Time: < 1 minute Debtfree Magazine and ADR Network SA are happy to announce the winner of the 5 day training course, 1 day specialisation course and 1 year Panel membership in the recent Mediation Training Competition: read more

Read Debtfree Magazine (Issue 2 of 2021)

Reading Time: < 1 minute Read Debtfree Magazine Now You can enjoy the latest issue of Debtfree Magazine for free right here (below). This issue focuses on the expectations that some people have when entering debt review and the reality that actually exists. Have you … read more

Win Training Valued at R9950

Reading Time: 2 minutes Debtfree Magazine has partnered with mediation experts ADR Network SA to give one of our readers the amazing chance to win a deep understanding of mediation. read more

News

Did You Miss The Consumer Friend Roadshow?

Reading Time: < 1 minute You may have missed the recent Consumer Friend Webinar ….if you are a Debt Counsellor …The good news is that you can watch the webinar right now: read more

Standard Bank Putting In Overtime To Catch Up

Reading Time: < 1 minute Due to some technical issues, Standard Bank Debt Review Department have been struggling to get back to Debt Counsellors within their usual response times read more

new-rand notes

Rand Rebounds

Reading Time: 2 minutes In the wake of reports of positive economic growth ..despite the pandemic, markets are starting to rebound a little. One short term winner is the SA Rand read more

The NCR & The Credit Ombud

Reading Time: 2 minutes NCR & Credit Ombud Team Up To Help Consumers The National Credit Regulator (NCR) regulates the credit industry including all the banks and anyone else who offers credit (non banks). When it comes to the banking sector there is a … read more

DReX Make-Over

Reading Time: < 1 minute DReX is getting a cosmetic interface update to make it easier on the eyes and even easier to navigate. read more

NCR Soon Looking For Statistical Returns

Reading Time: 2 minutes Debt Counsellors To Submit Reports Each quarter of the year (every 3 months) Debt Counsellors are required to submit stats relating to the number of enquiries they have received and the clients they have taken on. This is part of … read more

Consumer Friend Webinar Ends With Big Announcment

Reading Time: 2 minutes The Webinar ended with an announcement by Mr Justin vd Linde who has worked with the organisation for around 15 years. He announced that… read more

Capitec Bank Make A Profit Despite Lockdown

Reading Time: < 1 minute During the first 6 months of the year, their earnings dropped drastically by 78% since clients were not able to move around so freely and use their services. read more

The Annual Debt Review Awards 2021

Reading Time: < 1 minute This year the event is scheduled to be held on the 10th of September which is a Friday. The event will begin streaming with build-up events in the midmorning… read more

Living on Less

What is a Form 17.1?

Reading Time: 3 minutes The National Credit Act (NCA) has a large number of official forms that get used during debt review. One of these forms is called Form 17.1. read more

Which Shop Is Cheaper?

Reading Time: 2 minutes sent their team to do some shopping at the 3 biggest grocery shops in their area, namely PnP, Woolies and Checkers. They went to buy the same 12 items from each shop to compare the pricing. read more

Coping With Stress

Reading Time: 3 minutes One key in learning to cope with your stress is to learn to identify what it is that is stressing you. read more

Is Debt Review Easy?

Reading Time: 4 minutes If debt review is so easy then why have over 600 000 people started the process, over the last decade, only to drop out without completing their debt review? read more

Things You Need To Do While In Debt Review

Reading Time: 4 minutes So then, how much does a consumer need to know and what responsibilities rest on their shoulders during the process? read more

What is a NCR Registration Certificate?

Reading Time: 2 minutes If you are getting credit or asking for advice about debt then you can ask to see the credit provider or Debt Counsellor’s certificate at any time. read more

5 Ways To Keep Your Kids Busy While You Wait For School To Open

Reading Time: 3 minutes we have come up with 5 cost-effective ideas to keep your kids entertained and safe throughout lockdown read more

What Does It Mean To Be Over-Indebted?

Reading Time: < 1 minute Making Industry Terms Easy To Understand Over-Indebted If you use credit then you have debt. You owe someone money. You are indebted to them. read more

What is a Form 16?

Reading Time: 3 minutes When you speak to a Debt Counsellor they may say that they want to send you a “Form 16”. What is this strange form and why is it important? read more