Debtfree

Our Editor’s Note

Debtfree Magazine – Our Editor’s Note Nobody likes poor service. These days we have so many choices that we hardly have to put up with it any more. If your mobile network is not delivering well then, you can switch … read more

Read Debtfree Magazine Online Now

Read Debtfree Magazine Now The latest issue of Debtfree Magazine is out and you can read it right now here on the site (right below). The magazine is all about one of the latest growing trends in debt review where … read more

Debtfree Magazine – Our Latest Cover

Debtfree Magazine – The May Cover This month our cover is right on point with our lead article. Are people calling you and offering you a supposedly better deal on your Debt Review? Is that even possible and is it … read more

Carte Blanche Expose’ on Loan Scams & the NCC

Carte Blanche Show About Loan Scams & the NCC Recently a wave of loan scams has been prevalent online and Carte Blanche ask some hard questions about consumer protection. Is the National Consumer Commission doing enough? Watch Now (10 Min) read more

Our Editor’s Note

Debtfree Magazine – Our Editor’s Note   It is nice to have nice things. I recently upgraded my mobile contract again and look forward to extra memory, extra screen, bigger this and faster that. It is a pity that manufacturers … read more

Read Debtfree Magazine Now

Read Debtfree Magazine For Free Right Now The latest issue is out and you can read it online right here for free, mahala, gratis and all that. This issue talks about the dangers of social media, envy and social pressure … read more

Debtfree Magazine April Cover

Debtfree Magazine – April 2019 Cover This month’s cover hints at the main topic of keeping up with the Joneses which we will be looking at in a lot of detail. Look at that snobby lady living it up and … read more

Debtfree Special Edition (Cover)

Order Your Debtfree Special Print Edition Magazines Once in a while, Debtfree and sponsors produce a Special Print Edition of the magazine. Debt Counsellors are able to order copies of the magazine to use in their offices with clients. A … read more

Our Editor’s Note

Editors Note It is around March when you realize that time flies. Once again the year has slipped from the fresh excitement (and financial strain) of January, through the disappearing month of February into hardcore 2019. You just blink, and … read more

News

New Coins Coming

New Coins Coming This Year Reaching into your pocket for some change may be something that you do less and less these days but SA has not yet moved to a coin free economy just yet.  In some countries, people … read more

Ladysmith Ponzi Scheme Office Displaying NCR Certificate?

Fake NCR Certificate On Display at Ponzi Scheme Head Office? Debt Counsellors and Credit Providers are required to display a sticker and registration certificate issued to them by the National Credit Regulator (NCR). This helps let members of the public … read more

Supreme Court Ruling About Fraud Records

SCA Rule Against NCR in Fraud Record Case The National Credit Regulator (NCR) felt strongly that the Southern African Fraud Prevention Service (SAFPS) were breaking the requirements of the National Credit Act in storing information about consumers who commit fraud … read more

DCASA President Victim of Scammer Emails

DCASA Warn of Scam Emails The Debt Counsellors Association of South Africa (DCASA) has once again warned members and others that there is a scammer making use of the current DCASA President’s name to try trick people into giving them … read more

President & Top Government Officials Say No To SARB Nationalisation

Top Government Officials Backtrack on Reserve Bank Nationalisation Threats In the wake of comments made about nationalising the SA Reserve Bank (SARB) and the devastation which this wrecked on the value of the Rand verse other currencies, top government officials … read more

Capitec Banking App & Zero Data Fees

Zero Data Fees When on Capitec Banking App These days data is cheaper than ever but when you are counting your costs closely you may be concerned about running out of data. It is more than just FOMO, it is … read more

NCR Workshop & Debt Review Awards Event

NCR Workshop in KZN on 19th July 2019 This year the Debt Review Awards will be holding a number of associated events on the days leading up to the Red Carpet Gala Awards evening on Saturday 20th July 2019. One … read more

African Bank Escalation Process

African Bank Escalation Process When dealing with any credit provider in regard to debt review matters it may become necessary to escalate an item to an individual or department within the credit provider to handle issues that arise. Many of … read more

Debt Review

SA Courts & the NCR

Debt Review Repayment Times Most people who make use of credit actually don’t realise that they are never paying off their debt. They feel like they are since they repay their smaller loans and vehicle finance but many remain locked … read more

Living on Less

Could you be Saving an Extra R6600 a year?

The Power of a Packed Lunch We all enjoy eating out. Having someone else do all the work and having no dishes afterwards is fun. Sadly, it is also expensive. Are you in the habit of buying lunch? You may … read more

3 Tips For Better Shopping

3 Tips To Help You Save You Save Bucks at the Shops Living on less can be challenging. Shopping with less is always going to be difficult especially when the prices of everything are progressively going up. So, if you … read more

Dealing With Collections Calls When Under Debt Review

Dealing with Those Pesky Collections Calls When a consumer first enters debt review they have normally been through a period of great hardship and stress. Not only could they not pay for all their debts in the correct amounts each … read more

Why You Can’t Afford to be a Bad Driver

Drive Well or Pay the Price With the coming AARTO points system probably being introduced in the near future in one form or another it is clear that if you are a SA driver you are soon going to run into … read more

Skipping Debt Counsellor Fees

Not Paying Via a PDA Does Not Mean Skipping Debt Counsellor Fees The National Credit Act introduced firms called Payment Distribution Agencies (PDA). These firms help simplify consumer’s debt review payments and assist them to make the right payment on … read more

Buy Now Ignore Later – How Our Brains Trick Us

Present Bias and How it Affects The Way We Deal With Debt Our brains tend to focus on the now and instant gratification. This is called “present bias”. This is one of the reasons why getting into debt is so easy … read more

Debt Review Suddenly Showing on Your Credit Report?

Is Your Credit Report Saying You Are Under Debt Review But You Aren’t? When a consumer applies for debt review then their Debt Counsellor lets the National Credit Regulator (NCR) know that the consumer is interested in debt review. The … read more

Communication is Key

Communicate With Your Debt Counsellor It is said that communication is the lifeblood of any relationship. This is also true of a consumer’s relationship with their Debt Counsellor. Many consumers are not used to having someone help them with their … read more

Free Night at the Museum

Free Access To Cape Town Museums On Thursday the 21st of February, Cape Town residents will have the chance to access many of the city’s premier museums for free. Not only will people be able to access many museums for … read more