Our Editor’s Note – June 2019

Editor’s Note The other morning I walked out my front door only to see that my doormat was missing. No, it wasn’t stolen. Seriously, if people are stealing your doormat, it might be time to consider moving. The doormat had … read more

Read the Latest Debtfree Magazine

Read the Latest Debtfree Magazine The current issue of Debtfree Magazine has articles about how to live like a millionaire, about the Reserve Bank and what everyone is forgetting and about the upcoming Debt Review Awards as we get a … read more

The Latest Debtfree Magazine Cover

Debtfree Cover The industry is holding its breath to find out the results of the upcoming Debt Review Awards next month (20th). Who will win, who will make the top 5 and top 10 lists, which PDAs will be recogninsed … read more

Our Editor’s Note

Debtfree Magazine – Our Editor’s Note Nobody likes poor service. These days we have so many choices that we hardly have to put up with it any more. If your mobile network is not delivering well then, you can switch … read more

Read Debtfree Magazine Online Now

Read Debtfree Magazine Now The latest issue of Debtfree Magazine is out and you can read it right now here on the site (right below). The magazine is all about one of the latest growing trends in debt review where … read more

Debtfree Magazine – Our Latest Cover

Debtfree Magazine – The May Cover This month our cover is right on point with our lead article. Are people calling you and offering you a supposedly better deal on your Debt Review? Is that even possible and is it … read more

Carte Blanche Expose’ on Loan Scams & the NCC

Carte Blanche Show About Loan Scams & the NCC Recently a wave of loan scams has been prevalent online and Carte Blanche ask some hard questions about consumer protection. Is the National Consumer Commission doing enough? Watch Now (10 Min) read more

Our Editor’s Note

Debtfree Magazine – Our Editor’s Note   It is nice to have nice things. I recently upgraded my mobile contract again and look forward to extra memory, extra screen, bigger this and faster that. It is a pity that manufacturers … read more

Read Debtfree Magazine Now

Read Debtfree Magazine For Free Right Now The latest issue is out and you can read it online right here for free, mahala, gratis and all that. This issue talks about the dangers of social media, envy and social pressure … read more


Top 10 Debt Counsellors Announced

Top 50 SA Debt Counsellors Names in Debt Review Awards Each year the Debt Review Awards arrange an online industry Peer Review where Companies and Individuals registered with the National Credit Regulator (NCR) can help evaluate the performance of their … read more

Debt Review Awards Week

Debt Review Awards Week Begins Each year people and companies registered with the National Credit Regulator (NCR) are asked to participate in an industry peer review. This allows Debt Counsellors to provide feedback on how credit providers are doing. Credit … read more

ABSA Debt Review Closed

ABSA Debt Review Centre Closed Today Since the inception of the National Credit Act in 2007, all credit providers are obliged to deal with debt review matters. Most larger credit providers have a dedicated team of trained individuals who deal … read more

And the New Reserve Bank Governor Is…

Lesetja Kganyago Re-Appointed As SARB Governor SA has somewhat of a turbulent history with regard to SA Reserve Bank (SARB) Governors. There have been many changes over the years in a post that is meant to last for 5 years … read more

LadySmith Ponzi Scheme Collapses

Angry Clients Lose Everything As Ponzi Scheme Collapses There are now reports that the popular investment Ponzi Scheme known as Bitcoin Wallet which has been centred in Ladysmith has finally collapsed. Investors are being told conflicting stories that there is … read more

Food Prices are up Significantly Again

Food Basket Figures Reveal Massive Increases The National Agricultural Marketing Council’s (NAMC) Food Basket Monthly keeps track of the cost of 28 basic foodstuffs on a consistent basis and thereby allows us to see how the price of food is … read more

Now Ladysmith Ponzi Scheme Goes Virtual

Ponzi Scheme Now Hides Location As the horror and disbelief that surrounds the growing Ponzi scheme being run in Ladysmith continues, a new twist presents clients with a new layer of misinformation. The seeming Ponzi scheme being run in the … read more

July is a Big Month For Discovery Bank

Discovery Begin Taking on New Clients in July Discovery Bank was officially launched last year but at first, decided to limit the number of clients they would take on to only 1000. This allowed them to test their products and … read more

Employers Beware (Disciplinary Hearings)

When Your Employee Quits During A Disciplinary Hearing If you are an employer who has had the unfortunate need to hold a disciplinary hearing with a staff member you may wonder what to do when they quit during the hearing … read more

Living on Less

Free Computer Game (June 2019)

Want To Play A Free Space Cowboy Game? If you are living on less then you have to give up certain luxuries such as buying expensive computer games. This can make you sad. Fortunately, there are a bunch of companies … read more

Could you be Saving an Extra R6600 a year?

The Power of a Packed Lunch We all enjoy eating out. Having someone else do all the work and having no dishes afterwards is fun. Sadly, it is also expensive. Are you in the habit of buying lunch? You may … read more

3 Tips For Better Shopping

3 Tips To Help You Save You Save Bucks at the Shops Living on less can be challenging. Shopping with less is always going to be difficult especially when the prices of everything are progressively going up. So, if you … read more

Dealing With Collections Calls When Under Debt Review

Dealing with Those Pesky Collections Calls When a consumer first enters debt review they have normally been through a period of great hardship and stress. Not only could they not pay for all their debts in the correct amounts each … read more

Why You Can’t Afford to be a Bad Driver

Drive Well or Pay the Price With the coming AARTO points system probably being introduced in the near future in one form or another it is clear that if you are a SA driver you are soon going to run into … read more

Skipping Debt Counsellor Fees

Not Paying Via a PDA Does Not Mean Skipping Debt Counsellor Fees The National Credit Act introduced firms called Payment Distribution Agencies (PDA). These firms help simplify consumer’s debt review payments and assist them to make the right payment on … read more

Buy Now Ignore Later – How Our Brains Trick Us

Present Bias and How it Affects The Way We Deal With Debt Our brains tend to focus on the now and instant gratification. This is called “present bias”. This is one of the reasons why getting into debt is so easy … read more

Debt Review Suddenly Showing on Your Credit Report?

Is Your Credit Report Saying You Are Under Debt Review But You Aren’t? When a consumer applies for debt review then their Debt Counsellor lets the National Credit Regulator (NCR) know that the consumer is interested in debt review. The … read more

Communication is Key

Communicate With Your Debt Counsellor It is said that communication is the lifeblood of any relationship. This is also true of a consumer’s relationship with their Debt Counsellor. Many consumers are not used to having someone help them with their … read more