When you enter debt review, your Debt Counsellor will have you work with an attorney to turn your proposal into a court order.
This will mean signing affidavits and having them commissioned.
A court order will help protect your rights and your assets should credit providers still try take legal action against you even though you are in debt review and paying off your debts responsibly.
It gives any court hearing an application by a stubborn credit provider the legal opportunity to send them away and force them to cooperate with your debt review…even if they don’t want to.