If you are currently in debt review and receive a call or message from someone promising that you can just leave debt review without paying off all your debt, please beware!!!
Scammers are trying to trick people into paying them to get out of debt review.
In Debt Review Now?
If you are in debt review and struggling to make ends meet, or facing a sudden emergency, go talk to your Debt Counsellor straight away.
Meet with them to discuss your current challenge and look at each item in your budget and repayment plan. There are many options that can help and your Debt Counsellor wants to assist you.
Rather call them, and please stay away from scammers with false promises.
In Debt Review in the Past?
If you used to be in debt review and still have a debt review “flag” showing at the credit bureaus, please don’t pay someone up front to remove the listing.
‘If they ask for money up front, you can be sure it is a scam’
If they ask for money up front, you can be sure it is a scam, as NCR registered Debt Counsellors are not allowed to ask for funds up front to offer such services.
Normally, you have to pay up your current debts to have that status removed. Then you need a clearance certificate from a genuine Debt Counsellor. One that belongs to an association or maybe one that lists in Debtfree Magazine, is probably best.
Please Be Careful
Emergencies and financial stress from inflation can really squeeze your ability to cover your needs.
You may think you can leave debt review to get more credit but unfortunately, that’s really not true.
Alternatively, you may have a lingering debt review flag that scares credit providers away and prevents you from accessing new credit. You may be feeling pretty desperate and looking for solutions.
In either case, it is best to talk to a NCR registered Debt Counsellor, preferably at their physical offices and see what your options are.
Remember, if someone asks for money upfront, it’s probably a scam.
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