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Editor's Note

Life is uncertain.

For example, you may know that each day is 24 hours long.

Well, that’s not technically true as it is ever so slightly shorter than that. Normally, its 23 hours and 56 minutes.

But did you know that you have probably just had the shortest day of your life?

How so?

Well, the earth has been changing rotational speeds.

That’s right, even the Earth is doing weird stuff now. This year, on July 22nd, the Earth had what has been identified as the 2nd shortest day in recorded history. It spun…wait for it…1.32 milliseconds faster than normal. 

That’s probably why you didn’t notice it, but the truth is that this entire planet just did something strange. Life is indeed full of mysteries, and the only constant seems to be change. And things can change quickly.

‘Life is indeed full of mysteries, and the only constant seems to be change’

A variety of things can come along unexpected and smash your plans in the blink of an eye. Be that…losing a job, having someone smash your car window, having to rush to hospital or a powerful politician messing with trade tariffs.

Maybe you were doing totally fine financially and then in a pretty quick series of events you found yourself having to turn to debt review. The world around you can shift suddenly and you may not be prepared for it. It can leave your head spinning.

This issue we discuss how entering debt review can leave you feeling a bit uncertain. A bit lost. You might be nervous because of very legitimate concerns or maybe just because you do not have all the information you need. We consider various factors why it is totally normal to feel nervous and what to do about it.

Next, we have news, like the latest Circular from the NCR, info about upcoming events and more. And we also look at positive steps that Debt Counsellors can take to make their clients feel less nervous.

Life may be uncertain and the world around you might be spinning out of control but that does not mean you have to feel turned around. No, with the right mindset, the right information and a good Debt Counsellor you will be able to complete your debt review.

So, don’t feel overwhelmed by your debt or uncertain about your debt review. Just as negative changes come along, so too do positive changes. You can be 100% certain of that. Such changes may even enable you to speed up your debt review, even if just by a little bit. 

So, keep at it, stay strong and soon you will be debt free.