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Editor's Note

Let’s be honest, being under debt review is hard.

Strangely, it’s not really the budgeting and adjusting your shopping habits (that part makes sense); it’s the loss of the ability to just swipe whenever you need to. It’s being forced to work within your financial limits.

Now, that may sound silly since we should all be doing that—but still… It’s hard.

And while debt review is amazing and does sort out so many issues (like stopping all those scary collections calls), it can be hard to remember that every day under debt review is important. Every day and every payment is a step toward freedom.

So, this month we discuss all the additional benefits you can get out of the process. These additional benefits help offset how challenging it can be. It helps us have a positive mindset about the opportunities that debt review presents.

We look at how you can track your progress and how to shop smarter. For those desperate to get the process done, we look at how you can do that (with some practical tips).

We also have news and updates about important legal matters. Court rulings that will impact how much you pay and how some credit providers operate.

In other, more personal news, we are also excited about hosting an in-person workshop in the next few days. We’re looking forward to seeing Debt Counsellors in CT. The focus will be on getting new clients (yes, that’s actually hard for Debt Counsellors, even though everyone has crushing debt these days).

Life can be challenging, but even lemons can be made into something useful.

Remember, nothing worthwhile comes easy…otherwise, everyone would already have it.

These days, hardly anyone is debt free. But if you are in debt review, then that’s exactly what you’re going to be in just a short time. It may feel long, but in the scale of your professional working years and the length of your life, it’s just a small detour along the way.

So, squeeze those lemons and get debt free.