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Debt Review Isn’t About Failure, It’s About Fighting for a Future

 While the VAT increase may have been called off, economic relief remains elusive.

Electricity tariffs continue to climb, import prices are pressured by global trade dynamics, and economic growth is sluggish at best.

For many households, the cost of living is still rising—and financial breathing room is harder to find than ever.

Debt Counsellors know the reality: the pressure hasn’t disappeared, it’s just moved.

Families aren’t deciding if they’ll cut expenses, but which essentials to sacrifice, often bouncing between food, electricity, medical expenses and debt repayments.

At the same time, those supporting over-indebted consumers, Debt Counsellors and PDAs are facing their own mounting costs.

The challenge?

Staying afloat without passing the strain to already struggling clients.

This is where iPDA steps in. Our platform equips Debt Counsellors with powerful tools to stay efficient, compliant, and cost-effective.

From smart workflows and automated exception fund submissions, to real-time data insights, we’re helping the industry adapt, without compromise.

But beyond tech lies an even bigger opportunity: reframing debt review.

In today’s economy, it’s not a fallback, it’s a financial strategy. A proactive tool to stabilize households in crisis. That means shifting how we talk about it, not in technical terms, but in a way that acknowledges the hard choices people are making daily. As a sector, we need to lead with empathy, not stigma. Consumers need to see debt review not as failure, but as forward-thinking.

At iPDA, we’re committed to driving that narrative, supporting both debt counsellors and consumers by refining, adapting, and moving forward to better serve stakeholders.

In times like these, debt review isn’t just a tool. It’s a lifeline. And it’s time we start treating it as one.

Explore how our powerful solutions can streamline your operations and empower your clients. Reach out today to learn more.