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If it felt like the world was on fire this year then you are not wrong. There was some pretty hectic stuff going on (including the second year of a global pandemic).

We look back at some of the make and break moments of the year and consider what we can take away from them (and how they impacted on the world). We also discuss the noble profession of debt counselling and the role mediation can play in our lives. No need to wait to read the magazine. Just click below and enjoy it right now.

[Debtfree Team] We hope you enjoy the issue