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Our Editor's Note

The start of the year can feel exciting. Like a fresh start. A new chance to get things right this time around.

After a bit of rest at the end of the year doing things that we actually like for a change (like having fun with family and friends and maybe working a little less), our batteries can feel somewhat recharged.

We remember, even if just for a moment before all the January bills come calling, what it is to be enthusiastic, energetic, and excited.

Of course, it is always a bit short lived as all the realities of a very, very long month come home to roost. Between extra school costs for parents and the long wait until payday, you can quickly find yourself wishing for more cash in the bank to spend, while you are shopping for end of the month Salticrax, but that’s normal.

At least, we got through the start of the year without anyone invading Greenland so that’s good.

The question is:

How can you try hang on to that fleeting feeling of energy?

How can you avoid suffering burnout this year?

How can you get the most out of your leave this year?

We look at these topics as well as news, continued professional development and more.

We also take a moment, as we start the year, to go over the most important rule of debt review. The # one thing you simply must not do!

Fail at this one thing and your entire debt review disappears in a puff of smoke. So, be sure to read how you can ensure that you do not break rule #1 this year.

There are plenty of reasons to focus on the good this year.

Sure, the world may still face existential threats and markets will fluctuate, prices will definitely go up, and all the usual chaos will ensue, but in amongst all of that, we hope that you will be able to make 2026 a significant year for your family by getting closer than you have ever been to becoming totally debt free.