Editor’s Note (Issue #5 of 2021)

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Our Editor’s Note

This month we made the decision to adopt a pet from the Animal Anti Cruelty Society. As anyone who brings home a new pet (especially a young one) will tell you, it is a time of both excitement and stress.

It means having to be super vigilant that no harm comes to the little one and also that they don’t eat or break everything. It means no sleeping late and often a few midnight checkup sessions.

At first, it is stressful but after just a few days you get used to your new pet and they get used to their new environment. From then on out it is plain sailing and lots of fun. Little animals are just very cute and can be a source of immense joy and entertainment.

It is also rewarding to be offered such trust by another living creature. They look to you (with big eyes) for warmth, food and comfort and you are just too willing to give it. If you have the means to do so, I can only recommend adding a little puppy or kitten to your life.

The kitten joins me for a zoom call

This month, we also look at something else in its infancy: a discussion paper, about a Bill, that may one day become an Act, that combines debt review with administration. We delve deep into the discussion paper (which is a whopping 400 pgs long) and look at the highlights. It is a bit of a longer article but it is well worth knowing what is being discussed, as it has the potential to make or break the entire process in the future.

We also catch up on news, find out the latest about the Debt Review Awards, have links to free downloads and interview an experienced Debt Counsellor about how his clients are coping with the lockdown. We are sure you will enjoy and be informed by all these articles.

‘It is vital to be well informed when it comes to debt review’

It is vital to be well informed when it comes to debt review. It is not something to be started without first educating yourself. It also has to be acknowledged that while dealing with debt is stressful, entering debt review (to deal with that debt) is also stressful.

Anything new can be like that. At first, you worry about the smallest things (rightly so). Because everything is so unfamiliar to you, you end up worrying if the process is working and how things are going. It may even cause a few late nights or extra work to make changes and track progress.

‘Because everything is so unfamiliar to you, you end up worrying if the process is working and how things are going’

Then, once you grow familiar with the process, once you learn to trust your Debt Counsellor and look to them for support and advice, you naturally begin to feel more relaxed.

Having made the big changes, required at the start of the process to reduce expenses, things become easier. You can even let go of your stress about your debt situation and just focus on having some fun and living your life while on your journey to becoming debt free.  

 

 

This article first appeared in Debtfree Magazine issue #5 of 2021Available to be read soon