We all know it can sometimes be a bit of a pain claiming from insurance.
It can involve having an assessor come and look at stuff or sending slips and pictures to prove you owned items that are lost or damaged. With vehicles it can mean days or weeks without your transport while repairs are done. This is primarily done to protect insurers from abuse by chancers or skelms.
Funeral cover however is often quite different. Most insurers try extremely hard to pay out within 24 – 48 hours with only a few documents submitted via email or over Whatsapp. That may be as simple as a death certificate, ID and proof of banking for the beneficiary.
Why?
This is because the insurers know that funeral bills need to be paid as soon as possible and the families cannot wait for the funds to become available.
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