Debtfree DIGI May 2014 – Editor’s Note
Debtfree DIGi May 2014- The Editor’s Note
With 5 weeks worth of short weeks with all these public holidays it has been somewhat traumatic to have to do a full weeks work again. It feels like I deserve to have it easier, to sleep more and work less, to have more fun and stress less. I guess most of us feel this way most of the time. Gone are our childhood fantasies about what it would be like, one day, when we were ‘all grown up’. We never dream about paying bills, getting scary letters from attorneys or not answering the phone because we are nervous of private numbers. Rather we dream of the freedom to do whatever we want whenever we want.
While access to credit can give us that, sadly debt can do the opposite. It can quickly lock us, in fear, to jobs we don’t like, to pay for things we don’t need (to impress people we don’t like).
Thank goodness for debt review. Hundreds of thousands of consumers have been helped through tough times by debt review and the industry continues to mature. However for debt review to work it takes hard work by both credit providers and consumers. So in this issue we look at 4 things you can do that will mess up your debt review. Be warned! Make sure you don’t fall into these traps.
Preparation for the industry’s first Debt Review Awards this year continues and you can keep up to date with how things are developing in this issue. We really want to thank all the companies and individuals who have already taken part and submitted names and comments. You guys are stars. If you have not yet had your say. Read the article and then get involved. We have. You should too.
Do you think you have what it takes to sit in the middle between Creditor, Consumer and the Courts and be fair to all parties? If so then you might make a great Debt Counsellor. If you are thinking about doing training to become a Debt Counsellor you may want to read our interview with DC Denver Bright and see how his business runs and the joys and challenges he faces. Also you can check out all the going on in the industry (in our news section) as well as find a good Debt Counsellor or attorney (in the Service Directory Section) should you need one.
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Whereas in the past having the most expensive of everything (and the debt that comes along with that) was most people’s goal, perhaps perceptions are beginning to shift as we weigh up the costs involved in ‘having it all’ now. In the future it could be that being without debt could be the highest social status of them all, not what car we drive. So let’s not give up on those childhood dreams. Rather let’s make them a reality and achieve the freedom that comes from being debt free.